A dataset containing information about French motor insurance policies and claims, commonly used for actuarial modeling and risk assessment studies.
This is a "mini" subset of the CASdatasets `freMTPL2freq` data, with some manipulation (see details)
freMTPLminiA data frame with 25,000 rows and 8 variables:
Number of claims made, at an annualised rate, rounded (integer)
Vehicle power rating or engine horsepower category (integer)
Age of the vehicle in years (integer)
Age of the driver in years (integer)
Bonus-malus coefficient, a rating factor used in French insurance where lower values indicate better driving records (integer)
Vehicle brand/manufacturer code (factor with levels like B6, B12, etc.)
Type of fuel used by the vehicle (factor with levels: Regular, Diesel)
Area classification where the policy holder resides (factor with levels A through F)
The dataset is a random sample of 50,000 records from `freMTPL2freq` from the `CASdatasets` pacakge. Other modifications applied are:
ClaimRate: Converted to ClaimNb per Exposure, winsorized at the 99.9th percentile, and rounded.
VehAge: Ceiling of 50 years applied
Dropped columns: Region, Density, Exposure, ClaimNb, IDpol