IBLM (version 1.0.2)

load_freMTPL2freq: Load French Motor Third-Party Liability Frequency Dataset

Description

Downloads the French Motor Third-Party Liability (freMTPL2freq) dataset from the CASdatasets GitHub repository, and apply minor transformations.

Usage

load_freMTPL2freq()

Value

A data frame containing the following columns:

ClaimNb

Number of claims per year.

VehPower

The power of the car (ordered categorical).

VehAge

The vehicle age in years, capped at 50.

DrivAge

The driver age in years (minimum 18, the legal driving age in France).

BonusMalus

Bonus/malus coefficient, ranging from 50 to 350. Values below 100 indicate a bonus (discount), while values above 100 indicate a malus (surcharge) in the French insurance system.

VehBrand

The car brand (categorical, with unknown/proprietary category labels).

VehGas

The car fuel type: "Diesel" or "Regular".

Area

The density classification of the city community where the driver lives, ranging from "A" (rural area) to "F" (urban centre).

Density

The population density (inhabitants per square kilometer) of the city where the driver lives.

Region

The policy region in France, based on the 1970-2015 administrative classification.

Details

The function performs the following modifications to the sourced:

• ClaimNb: Converted to ClaimNb per Exposure, and winsorized at the 99.9th percentile

• VehAge: Ceiling of 50 years applied

• Any character variables converted to factor type

References

Dutang, C. CASdatasets: Insurance datasets. https://github.com/dutangc/CASdatasets/raw/c49cbbb37235fc49616cac8ccac32e1491cdc619/data/freMTPL2freq.rda

Examples

# \donttest{
# Load the preprocessed dataset
freMTPL2freq <- load_freMTPL2freq()

freMTPL2freq |> dplyr::glimpse()
# }