This data set has been split into two components for the convenience of the model
training.
data.frame-object X consists of with 6 numerical and 8 categorical attributes. The labels
have been changed for the convenience of the statistical algorithms. For example,
attribute 4 originally had 3 labels p,g,gg and these have been changed to labels 1,2,3.
Factor y indicates whether the application has been Accepted or Rejected
The training set AusCredit.tr contains a randomly selected set of 400 subjects,
and AusCredit.te contains the remaining 290 subjects. AusCredit contains
all 690 objects.