sim_data: Simulated annuity data

Description

Simulated data for a theoretical deferred annuity product with an optional guaranteed income rider. This data is theoretical only and does not represent the experience on any specific product.

Usage

census_dat
withdrawals
account_vals

Arguments

Format

Three data frames containing census records (census_dat), withdrawal transactions (withdrawals), and historical account values (account_vals).

An object of class tbl_df (inherits from tbl, data.frame) with 20000 rows and 11 columns.

An object of class tbl_df (inherits from tbl, data.frame) with 160130 rows and 4 columns.

An object of class tbl_df (inherits from tbl, data.frame) with 141252 rows and 3 columns.

Census data (<code>census_dat</code>)

pol_num: Policy number
status: Policy status: Active, Surrender, or Death
issue_date: Issue date
inc_guar: Indicates whether the policy was issued with an income guarantee
qual: Indicates whether the policy was purchased with tax-qualified funds
age: Issue age
product: Product: a, b, or c
gender: M (Male) or F (Female)
wd_age: Age that withdrawals commence
premium: Single premium deposit
term_date: Termination date upon death or surrender

Withdrawal data (<code>withdrawals</code>)

pol_num: Policy number
trx_date: Withdrawal transaction date
trx_type: Withdrawal transaction type, either Base or Rider
trx_amt: Withdrawal transaction amount

Account values data (<code>account_vals</code>)

pol_num: Policy number
pol_date_yr: Policy anniversary date (beginning of year)
av_anniv: Account value on the policy anniversary date