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Calculates the periodic payment for a loan.
calc_pmt(pv, rate, n, type = 0)
Periodic payment amount.
Present value (loan amount).
Interest rate per period (decimal).
Number of periods.
Payment timing: 0 for end of period, 1 for beginning of period.
calc_pmt(pv = 10000, rate = 0.01, n = 12) # Loan de R$10k, 1% ao mês, 12 meses
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