# combine two sets of covariates
covset1 = set_cov(n_cat = 2, n_cont = 0, mu_int = 0, mu_ext = 0, var = 1)
covset2 = set_cov(n_cat = 0, n_cont = 1, mu_int = 62, mu_ext = 65, var = 11)
cov_list = c(covset1, covset2)
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