id. family identifier
pyears. years in pension plan
prftshr. =1 if profit sharing plan
choice. =1 if can choose method invest
female. =1 if female
married. =1 if married
age. age in years
educ. highest grade completed
finc25. $15,000 < faminc92 <= $25,000
finc35. $25,000 < faminc92 <= $35,000
finc50. $35,000 < faminc92 <= $50,000
finc75. $50,000 < faminc92 <= $75,000
finc100. $75,000 < faminc92 <= $100,000
finc101. $100,000 < faminc92
wealth89. net worth, 1989, $1000
black. =1 if black
stckin89. =1 if owned stock in 1989
irain89. =1 if had IRA in 1989
pctstck. 0=mstbnds,50=mixed,100=mststcks